About Me

I'm Raul Barcena-Salas And I'm Here To Help

You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate.

We’ve got great news…

When you’re ready, the next step in getting a low rate mortgage made easy is to contact us so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that’s normally associated with it.

It’s easy to reach us – feel free to call us direct or if you prefer you can email us. Either way we are here to make the experience of getting a mortgage a good one for you.

Whether you need the mortgage to buy a home, or are looking to refinance for a better rate or some cash out of your property, I can help.

We look forward to hearing from you.

Derek j.
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Raul made this buying experience easy. He found the best rate and was there from beginning to end. He answered all my questions and gave the best advice. Thank you Raul 🙏

Have questions about the mortgage process?

Let's have a conversation

All consultations are NO CHARGE and NO OBLIGATION.

What I Do

Outstanding Communication and Follow-up

We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan.

Professional Support

Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.

Competitive Low Rates

We work with you to find the right program and secure low market rates to make sure you are paying the lowest payment each month.

Close Your Loan On Time

Not all lenders can close quickly or on time. We work closely with you through the process to meet all deadlines and make sure that your loan closes on time.

Looking to Buy or Sell a Home?

Did you know that I can help you buy and sell a home too?

Ready to complete your application online?

No problem!

Mitchel S.
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Great working with Raul, he was in top of things and worked diligently to get me the best rate, paperwork was smooth sailing, I would definitely recommend Raul and I personally will be using him in future real estate business


My mission is to help every client find their perfect home. This is why my customer service and commitment to my clients is second to none. Don't take my word for it, see what some of my clients have to say.

Who We Help

First Time Home Buyers

We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!

Move Up and Second Home Buyers

Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.

Refinancing Home Owners

If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.

Investment Buyers

If you're buying real estate for investment purposes, we can help you secure low rate financing to maximize your ROI.

Seniors Seeking Reverse Mortgages

If you are 62 years or older and are looking for options to stay in your home without a mortgage payment or to access your home's equity while still living there, I can answer your questions about reverse mortgages so you can decide if they are right for you.

What Our Clients Say

Raul Barcena-Salas, Mortgage Broker NMLS #1297593 is rated 5.0 out of 5.0 based on 57 reviews.

Work With Us

Vic G.
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Great experience with my refinance; Raul found me a loan that best suited my needs. Very professional with great communication that kept me well informed throughout the whole process. Thanks......
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Great experience, Raul took the time to go through all the requirements, expectations and paperwork at a very detailed level which help fully understand the timing and ensure there we no surprises. Raul was always available for calls and responded very quickly.
Jesus & Rebecca T.
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Our experience with Raul Barcena-Salas, was very easy and attentive. Along with his partner, Raul Garcia, they helped with the purchase of our home and then with the refinancing. They keep you informed of every detail and answers all your questions. We would highly recommended them if your selling or buying properties.
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Raul is a fantastic professional who can help you get a low rate mortgage or also help you buy or sell a home. He has a unique process that makes it simple and convenient. Raul comes with my highest recommendation!
Georgina Benekos S.
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Exceptional customer service goes above and beyond for his clients extremely helpful. I would highly recommend Raul Barcena-Sales!
Victor p.
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Raul was very professional attentive to our transaction. If he didn't answer our phone calls he promptly returned our calls. We shop different places for best rates Raul gave us the best rate. I will continue to do business here and definitely recommend him to my friends and family.
Athena B.
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It was a pleasure working with you guys. Your Honest, professional, and got things done in a timely manner. Super Happy with your service and will use you guys agin in the future…
Carlos Roy S.
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Raul and company made it happen! We had a lot of hoops to jump through due to my being self-employed. I believe other brokers would have given up on our loan, but he saw it through and never gave up. Thank you Raul !
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Raul was amazing. He jumped through extra hoops to get our buyers funded. Certainly went above and beyond. He was also very responsive and always on top of things. I would use Raul again and highly recommend his services.
We recognize that your needs are unique, and we would love to find out exactly how we can be of service to you.

Contact us by email or give me a call.


If email is your preferred method of contact, go ahead and email me.


Connect with us


Call me today with any questions you have about the process - I'm happy to help.